Payment Security Mechanism of Intelligent Mobile Terminal

Abstract

In recent years, with the vigorous development of mobile Internet and the increasing popularity of intelligent electronic products, intelligent mobile terminals are no longer just communication functions, but also related to our family life, such as smart home and smart cars. With the powerful function of intelligent mobile terminals, people pay more and more attention to mobile payment business because of its convenient and fast service, and the following security problems are worrisome. Compared with the bank card payment, the smart mobile terminal can complete a variety of transactions directly by downloading the corresponding payment procedures, including shopping payments. However, because of the open resources of the Android system, system ROOT permissions easily cracked, there is a big potential security risk in mobile payment. In addition, the Android system lacks strict application software signature verification measures, and unauthorized application software can be installed properly, and there may be malicious software containing virus. Therefore, the design of a highly secure and customized Android intelligent payment terminal has become a common concern in the field of payment and academia.