THE STATE OF ECONOMIC SECURITY OF UKRAINIAN BANKING INSTITUTIONS AND THE EFFECT OF ECONOMIC REFORMS ON FORMATION OF ANTI-CRISIS MEASURES

Abstract

The integration in the state financial space is complementary to the system of legislative regulation of banking activities. Protests against the current realities of the market (internationalization, transformation of the global banking sector, expansion of business activities, investment activity, liberalization of the foreign capital, Diversification of the leading position of the bank, concentration of the international bank’s capital) to become before the bank’s settings of power, competitiveness, ability to enter the world of the world. In Ukraine, the state’s anti-crisis management activities are complemented by low regulatory legal acts, the environment is regulated by the reform of strategic planning and forecasting, financial policy planning in the budget process. As for the legal framework of the anti-crisis management, it has been recently broken down and is not little practical: subsoil. The statues contain the risks, which are characterized by the financial crisis of 2008—2010 and 2014—2018 in the banking sector of Ukraine, including: pre-activity, low level of assets, changes in lending, direct contribution of the state, changes in the number of plateau-support banks, the level of protection. The reasons that caused the negative observations of the Ukrainian banking system were found: The escalation of the real economy crisis; the lack of thoroughness of the National Bank of Ukraine’s penny-credit policy, the climate of their development; internal bank officials, the lack of developed strategies and tactics of bank operations in the minds of the financial and economic crisis. The National Bank of Ukraine has been systematized in its anti-crisis efforts, which allowed the bank to stabilize its financial system, and the bank itself: stabilization of hryvnias; reduction of regional rates; reduction of banks’ refinance rates; introduction of amendments to financial institutions; introduction of a moratorium on deposits with financial and credit institutions using the method of safekeeping of obligations before clients.