The Effect of Financial Knowledge, Financial Experience and Spiritual Intelligence on Investment Planning Behavior

Abstract

This study aims to examine the effects of financial knowledge, financial experience and spiritual intelligence on investment planning behavior at Oebobo District, Kupang City, East Nusa Tenggara. The method used in this study is a qualitative method; meanwhile the data are collected through an online survey. In total, there were 105 employees participated in the survey. The participants are residents of the Oebobo sub-district, Kupang City, East Nusa Tenggara. Furthermore, multiple linear regressions are used in analyzing the data. The results of this study revealed that partially and simultaneously financial knowledge, financial experience and spiritual intelligence relates positively to investment.