Implementation of the Authority of Financial Services Supervision in Legal Protection of Customers Storing Funds in Sharia Banks

Abstract

Some problems that occur in the bank, can result in losses for depositors. Therefore, consumers of financial services (bank customers) need legal protection. The implementation of this protection must be overseen by the Financial Services Authority. The purpose of bank supervision is to protect the interests of depositors and investment customers, who entrust their funds to Islamic banks. This legal research uses qualitative legal research methods. Based on Law Number 21 of 2011 concerning the Financial Services Authority, the regulation and supervision of financial institutions are the authority of the Financial Services Authority. The results of this study, the supervision of the Financial Services Authority, has not been maximized in implementing legal protection for depositing customers in Islamic banks.