Andrew S. Van Luchene

Settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network

Multiple party reward system utilizing single account

Method and system for processing supplementary product sales at a point-of-sale terminal

Method and apparatus for administering a reward program

Conditional purchase offer (CPO) management system for collectibles

Method and apparatus for providing and processing installment plans at a terminal

Systems and methods for facilitating group rewards

Method and apparatus for expiration of prepaid slot machine plays

Method and system for controlling authorization of credit card transactions

Systems and methods wherein a buyer purchases a product at a first price and acquires the product from a merchant that offers the product for sale at a second price