Martina Hedvicakova

Retail core banking services e-banking client cluster identification

Abstract This paper is focused on retail core banking services market in the Czech Republic. There are presented the data analysis outcomes from expert web-system for client’s bank costs computation and real-time bank offer comparison. Using nonhierarchical cluster analysis there are identified 5 client profiles by specific frequencies of bank services usage. Paper reveals that among the e-banking population there are expectable clusters so the unexpected cluster small businessmen that are not supposed to use retail products and cluster of strong desk usage preference clients by contrast to activated e-banking.

Internet Use by Elderly People in the Czech Republic

The number of information technology users increases as fast as new information technology develops. This paper aims to analyse Internet users older than 65 years and focusing on the Czech Republic, the Visegrad group (also referred to as V4) and the European Union. Elderly people use the Internet the least from all age groups. The partial aim of this paper is to analyse whether, since 2009, there has been a constant increase in Internet users in the elderly age group in the Czech Republic and also the EU. The second scientific issue deals with the confirmation that the number of Internet users in the 65+ age group is similar to the EU-28 and V4. The analysis showed that the number of 65+ users has been steadily increasing since 2009. In the Czech Republic only 28.4% elderly people used internet in 2015 and 26.7% in 2014. According to Eurostat methodology the Internet is used in the 65–74 years age group by 33% of users. More than one third (38%) of elderly aged 65–74 used the internet at least once a week in the EU-28.

Technological Readiness of the Czech Republic and the Use of Technology

Since 1993, modern technologies have been growing in the Czech Republic like there are in many other European Union countries. This article aims to analyse the current technological readiness of the Czech Republic and compare its current position with other EU countries (especially on the Visegrad Four). The reasons for the growth of spending on ICT investments consists in the expansion of modern technologies, the requirements for speed of information as well as the execution of operations. The ICT boom has brought about not only an increase in overall efficiency and productivity growth, but is also contributing to GDP growth. Using official data obtained from the Czech Statistical Office and statistical methods, the article analyses the situation of technological competitiveness and readiness in the Czech Republic for the years 2008–2015 and evaluates the use of modern technology. Regarding technological readiness the Czech Republic is doing better than the other Visegrad countries.

Key study of bank accounts for young people with using multi-criteria optimization and fuzzy analysis

ABSTRACT Using multi-criteria optimization and fuzzy analysis this article aims to select the most suitable bank account for young people. Two scientific questions are asked: Is the same type of student account suitable for an active as well as an inactive client? Are there any free of charge student accounts? The first part focuses on the introduction to the topic, a summary of the advantages and disadvantages of student accounts and modelling of two target groups. The second part describes the methodology of decision-making by using a fuzzy set theory. Selection of the optimum student account will be made by the transformation matrix. Subsequently, the retransformation matrix is set. The most suitable student accounts are again selected for each profile and the results are compared with the analysis in the first part. To complete the solution, the last part of the article focuses on decision-making with the uncertainty of input information. Due to ignorance of their own monthly needs and the number of payments, fuzzy sets are used. In addition to the active and passive client, a third profile will be newly created and can be identified with some of the profiles to a certain extent.

Unemployment and effects of the first work experience of university graduates on their idea of a job

ABSTRACT The financial and subsequent economic crisis caused a sharp deterioration in labour market conditions which particularly affected the youth group. Southern nations were affected the most, while e.g. Germany, Austria and the Czech Republic were less affected. 42.3% of university graduates are registered in the Czech Republic Labour Office for longer than 5 months. This article aims to analyse youth unemployment in the European Union (EU) with an emphasis on the Czech Republic, which is below the EU-28 average. Based on the questionnaire survey, employment of university graduates in the labour market was analysed and the following hypothesis was tested: With a change in the status of a future graduate to an employed graduate, their willingness to retreat from their demands to find the required job, changes’. The result of the survey discovered that after finding the first job, there is reduction in graduates’ demands on a job.

The Use of the Social Networks by Elderly People in the Czech Republic and Other Countries V4

In the article we will focus on the elderly people in the connection with the utilization of social networks in the Czech Republic, countries of Visegrad Group and the EU 28. Individuals use social networks for sharing materials, photos or videos, communication or posting messages. Very important is also a topic of social isolation that will be discussed in the article. The results of the statistics show that the share of seniors in the Czech Republic has an increasing trend. The utilization of social networks by elderly people has in the Czech Republic also increasing trend except for the second quarter of the 2015 year when a slight decrease was recorded. In comparison with other countries from Visegrad group and the EU 28 the Czech Republic reached lower results in the utilization of social networks. In two evaluated criteria from three the Czech Republic was comparable to Poland. The age groups show that with increasing age there is a declining trend for the use of social networks. 10.1% of the population from 55 to 64 years and 3.3% of the population over 65 use social networks in the second quarter of 2015. Data show that almost half of the elderly people that use social networks get connected almost every day.

Use of Smart Technologies in the e-Learning Course Project Management

Modern technologies have entered into all area and levels of education. This paper aims to introduce the Project Management e-learning course which was primarily designed for public administration. The paper describes the current situation and the specifics of public administration and also focuses on the strengths and weaknesses of the application of project management in public administration. The practical demonstration of the course describes the smart technologies that are used in the course, SWOT analysis of the course and then, according to the questionnaire, the evaluation of the success of the course and its possible ways of improvements.

The Use of LMS Blackboard Tools by Students in “Enterprise Accounting” Subject

Education and the use of technology have seen a substantial positive trend over the last 17 years in the Czech Republic. Students have currently advanced technologies at their disposal, but they also have the ability to access online study materials at a vast majority of universities. The Faculty of Informatics and Management of the University of Hradec Kralove is one of the major institutions that has influenced the Czech environment. This article analyzes the utilization of the Learning Management System Blackboard and related tools in connection with subject Enterprise Accounting as it is taught at the Faculty of Informatics and Management at the University of Hradec Kralove. At the same time, the subject, conditions of study and basic information about students will be introduced. The main part of the article is focused on statistical data aimed on the use of individual tools within the subject by the students. The results shall be compared for full-time and part-time studies. The final part is focused on student feedback after completing the subject by blended learning. It has been established that full-time students use LMS tools more and they log in more often. Results shows that the time spent in LMS by students is very similar on average. Learning modules and assignments are the tools that are used the most.

Doing Business in the Countries of Visegrad Group

Abstract Entrepreneurial activity and business environment are two of the closely watched areas. World Economic Forum makes comparison of the countries all over the world in the Doing Business. Nowadays are involved 189 countries into the overall evaluation. The article proposes to describe the Ease of Doing Business in the Czech Republic and countries from the Visegrad Group. We will concretely focus on Starting of Business and Paying taxes. The first part of the article contains the description of indexes Starting of Business and Paying taxes. Main part and goal of the article is devoted to the results of the development in the evaluation in the Czech Republic and countries from the Visegrad Group. Those two indexes have the impact on business entities in starting of the business and on the economic situation. The article is based on results the Doing business report from World Bank Group, other professional sources and knowledge of the initial state. Czech Republic is in the compared states on the last place with sub indexes Starting a business and also Paying taxes. Differences in ratings of countries from the Visegrad Group are not considerable, only Starting a business is better in Hungary.

Use of Smart Technologies for Hybrid Learning as a Way to Educate People Became Full Smart Cities Residents.

Use of new technologies and students skills and competencies in the connection with hybrid learning are solved in the article. Authors focus on the students in the Czech Republic. Students use modern technologies not only for communication and leisure time but also in the process of education that is one of the element of SMART cities. The results of the statistics show that the use of modern technologies has an increasing trend not only in the Czech Republic. The age groups show that with increasing age there is a declining trend for the use of modern technologies. Almost 90% of students can use text processor. Table processor is used by 80.1% of students and presentation software is less used tool in this group by 67.2% of students. Internet is the most often used by students. Results from network readiness index that are presented in the article corresponds with results focused on the computer skills and usage of technologies by students.