Peter Møgelvang-Hansen

Common European Sales Law (CESL) : commentary

Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on a Common European Sales Law ANNEX I COMMON EUROPEAN SALES LAW Part I Introductory provisions Chapter 1 General principles and application Section 1 General principles Section 2 Application Part II Making a binding contract Chapter 2 Pre-contractual information Section 1 Pre-contractual information to be given by a trader dealing with a consumer Section 2 Pre-contractual information to be given by a trader dealing with another trader Section 3 Contracts concluded by electronic means Section 4 Duty to ensure that information supplied is correct Section 5 Remedies for breach of information duties Chapter 3 Conclusion of contract Chapter 4 Right to withdraw in distance and off-premises contracts between traders and consumers Chapter 5 Defects in consent Part III Assessing what is in the contract Chapter 6 Interpretation Chapter 7 Contents and effects Chapter 8 Unfair contract terms Section 1 General provisions Section 2 Unfair contract terms in contracts between a trader and a consumer Section 3 Unfair contract terms in contracts between traders Part IV Obligations and remedies of the parties to a sales contract or a contract for the supply of digital content Chapter 9 General provisions Chapter 10 The sellers obligations Section 1 General provisions Section 2 Delivery Section 3 Conformity of the goods and digital content Chapter 11 The buyers remedies Section 1 General provisions Section 2 Cure by the seller Section 3 Requiring performance Section 4 Withholding performance of buyers obligations Section 5 Termination Section 6 Price reduction Section 7 Requirements of examination and notification in a contract between traders Chapter 12 The buyers obligations Section 1 General provisions Section 2 Payment of the price Section 3 Taking delivery Chapter 13 The sellers remedies Section 1 General provisions Section 2 Requiring performance Section 3 Withholding performance of sellers obligations Section 4 Termination Chapter 14 Passing of risk Section 1 General provisions Section 2 Passing of risk in consumer sales contracts Section 3 Passing of risk in contracts between traders Part V Obligations and remedies of the parties to a related service contract Chapter 15 Obligations and remedies of the parties Section 1 Application of certain general rules on sales contracts Section 2 Obligations of the service provider Section 3 Obligations of the customer Section 4 Remedies Part VI Damages and interest Chapter 16 Damages and interest Section 1 Damages Section 2 Interest on late payments: general provisions Section 3 Late payments by traders Part VII Restitution Chapter 17 Restitution Part VIII Prescription Chapter 18 Prescription Section 1 General provisions Section 2 Periods of prescription and their commencement Section 3 Extension of periods of prescription Section 4 Renewal of periods of prescription Section 5 Effects of prescription Section 6 Modification by agreement ANNEX II STANDARD INFORMATION NOTICE EXPLANATORY MEMORANDUM

Consumer Understanding of Food Labels: Toward a Generic Tool for Identifying the Average Consumer.: Report from a Danish Exploration.

The ‘average consumer’ is referred to as a standard in regulatory contexts when attempts are made to benchmark how consumers are expected to reason while decoding food labels. An attempt is made to operationalize this hypothetical ‘average consumer’ by proposing a tool for measuring the level of informedness of an individual consumer against the national median at any time. Informedness, i.e. the individual consumers ability to interpret correctly the meaning of the words and signs on a food label is isolated as one essential dimension for dividing consumers into three groups: less-informed, informed, and highly informed consumers. Consumer informedness is assessed using a 60-question test related to information found on a variety of Danish everyday food products and divided into factual questions and informedness about signpost labels. A test was made with 407 respondents who participated in four independent studies on fairness in consumer communication, and the average score for all was 57.6% of correct answers. A score of 64% and beyond would place a consumer in the upper quartile (the group of highly informed consumers), whereas a score of 52% or below would place the individual in the lower quartile (the group of less-informed consumers). Female respondents performed better than males on label recognition, and those around 40 years of age irrespective of gender performed best on factual knowledge, whereas those aged around 30 performed best on label recognition. It is foreseen that independent future studies of consumer behavior and decision making in relation to food products in different contexts could benefit from this type of benchmarking tool.

Finansaftalelov : Perspektiver for Norden og EU

I rapporten diskuteres – med udgangspunkt i erfaringerne med den norske finansaftalelov fra 1999 – behov og muligheder for en lignende finansaftalelovgivning i de ovrige nordiske lande samt faellesn ...

Tillægsforsikringer i Norden

Hvert ar tegnes der i Norden 3-3,5 mio. tillaegsforsikringer, dvs. forsikringer, der er knyttet til et bestemt produkt, som en forbruger - samtidig med forsikringen - erhverver i en detailforretning ...