Rachel B Drew

Constructing Homeownership Policy: Social Constructions and the Design of the Low-Income Homeownership Policy Objective

This paper offers a new perspective to explain how and why the U.S. federal government pursued a policy agenda that from the early-1990s promoted homeownership as the preferred housing tenure of choice for low-income households. Using policy design theory (Schneider & Ingram 1997), this paper argues that the social constructions of homeownership, low-income households, and the private mortgage industry were instrumental in the development of policies to increase low-income homeownership. The benefits associated with homeownership, based on long-standing norms around success, stability, and the American Dream, justified government interventions to increase access to private mortgage markets for low-income households. This policy stance, however, did nothing to assist households with maintaining homeownership for the long term. The social constructions embedded in the rationales and implementation of these policies contributed to their failure to sustain homeownership and realize its benefits for low-income homeowners.

Changing Urban Form in a Shrinking City

This paper uses building footprint data in a shrinking city, Baltimore, MD, in 1972 and 2010 to achieve two primary research objectives. The first is to understand the historical patterns of housing construction and demolition in selected row house neighborhoods in Baltimore between 1972 and 2010. The second is to understand changes in housing footprints, and associations between these changes and physical and socio-economic characteristics in selected neighborhoods. We find that housing losses and associated changes in building footprints have shown substantial variation across our study area and exhibit clustering within our study area. Moreover, while housing loss is strongly associated with certain physical factors, there is a weaker association between housing loss and changes in certain socio-economic neighborhood characteristics between 1970 and 2010. Our research findings provide support for targeted, evidence-based neighborhood-based strategies that encompass traditional as well as novel approaches to vacant land management.