Sascha von Berchem

Reform der Arbeitslosenversicherung: Markt, Staat oder beides?

Abstract Free and competitive insurance markets are not able to provide a system which can be considered economically efficient to deal with the material risks of unemployment. Nor are individual unemployment insurance savings accounts - even when regulated by the state - a superior alternative. If the economic feasibility of an unemployment insurance system is not in itself to be put at risk, coverage must in general be the responsibility of the state. However, the present design of state unemployment insurance can only be regarded as very inefficient and requiring urgent comprehensive reform. An increase in individual freedom and responsibility, as well as more competition are at the heart of a promising modern reform concept which takes into account the specific nature of the risk inherent in unemployment.

Echte Reformen statt Umfinanzierung: der Fall der Arbeitslosenversicherung

Gegenwärtig wird eine stärkere Steuerfinanzierung der Sozialversicherungssysteme diskutiert. Welche Vorteile hätte solch eine Umfinanzierung der Sozialsysteme weg von der Beitragsfinanzierung? Mit welchen Problemen ist zu rechnen?